Auto Liability Claims Adjuster (Remote)

This is a Fully Remote Job About Our Client: The organization operates in the insurance sector, focusing on managing auto liability claims. It addresses the challenge of efficiently and accurately resolving personal auto liability claims while ensuring regulatory compliance. The company is in a growth phase and supports a collaborative culture centered on accountability and continuous improvement. About the Opportunity: The AUTO LIABILITY CLAIMS ADJUSTER role involves investigating, evaluating, and resolving personal auto liability claims. This position is responsible for managing assigned claim inventories, making timely liability decisions, and maintaining thorough documentation. The role impacts the organization by ensuring claims are handled accurately, efficiently, and in compliance with regulations, contributing to effective risk management and customer service. Responsibilities: Investigate auto liability claims using statements, reports, photographs, and other documentation. Analyze accident facts and state laws to determine liability and comparative negligence. Make timely, well-supported liability decisions and document rationale clearly. Manage assigned claims from investigation through resolution or transfer. Identify bodily injury exposure and escalate complex claims appropriately. Communicate professionally with insureds, claimants, attorneys, and involved parties. Evaluate liability disputes and determine claim handling strategies. Maintain accurate and timely claim notes, diaries, and action plans. Monitor claims to prevent unnecessary delays. Recognize fraud indicators, coverage issues, and subrogation opportunities and refer accordingly. Adhere to state claim-handling requirements, regulatory deadlines, procedures, and settlement authority guidelines. Meet performance standards for inventory management, file quality, timeliness, and resolution. Collaborate with bodily injury adjusters, supervisors, and management for appropriate outcomes. Requirements: Minimum of 3 years of auto liability claims handling experience; 5 or more years preferred. Experience in an MGA, carrier, or insurance claims administration environment. Active adjuster licenses in applicable states or ability to obtain required licenses. Experience investigating auto accidents and making liability determinations. Knowledge of negligence, comparative negligence, and personal auto liability claims. Strong analytical, investigative, organizational, and decision-making skills. Excellent written and verbal communication skills. Ability to manage competing priorities and maintain organized claim inventory. Proficiency with claims management systems and Microsoft Office. Ability to work independently and seek supervisory guidance when needed. Pay Range and Compensation Package: $70,000 to $90,000 annually depending on candidate’s experience and location Bonus plan Benefits & Perks: Medical, dental, and vision insurance with no waiting period Generous paid time off in year of hire 401(k) with employer matching Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin. Note: TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.