BSA/AML Independent Review Testing Lead

About the Role

We are seeking an experienced BSA/AML/OFAC Independent Testing Lead to oversee and execute independent BSA/AML/OFAC reviews of the Anti-Money Laundering Compliance Programs of FinTechs and financial institutions. These reviews are conducted for clients across money services businesses (MSBs), FinTech, and digital asset/cryptocurrency offerings. In this role, you will be responsible for evaluating the implementation and operating effectiveness of our clients’ Bank Secrecy Act (BSA), Anti-Money Laundering (AML), sanctions (OFAC), and Counter-Financing of Terrorism (CFT) compliance programs to determine whether the programs are adequate, effective, and operating in accordance with applicable regulatory requirements.

Key Responsibilities

• Audit & Testing Program Leadership: Design, execute, and deliver risk-based independent testing plans evaluating BSA/AML/OFAC compliance across all MSB and FinTech product lines.
• Suspicious Activity Monitoring Testing: Audit the effectiveness of transaction monitoring tools and blockchain analytics platforms
• KYC/CIP & Onboarding Review: Evaluate Customer Identification Programs (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Beneficial Ownership verification processes.
• Sanctions & Screening Evaluation: Test real-time sanctions screening (OFAC), geographic IP/geofencing controls preventing access from sanctioned jurisdictions or unhosted wallet risks.
• Recordkeeping Review: Assess compliance with FinCEN's Travel Rule and other applicable recordkeeping requirements.
• Reporting & Escalation: Draft comprehensive, high-quality audit reports detailing observations, findings, and recommendations.
• Regulatory & Industry Tracking: Stay abreast of changing state MSB regulations, FinCEN advisories, FATF guidance on Virtual Asset Service Providers (VASPs), and global FinTech compliance standards.

Qualifications

• 5+ years of direct experience in BSA/AML/Sanctions compliance, independent testing, internal audit, or regulatory examination.
• 2+ years of hands-on experience auditing or managing compliance within MSBs, FinTechs, or Crypto/Digital Asset companies.
• Deep operational knowledge of BSA/AML regulations, USA PATRIOT Act, OFAC sanctions programs, state Money Transmitter Licensing (MTL) requirements, and FATF VASP guidelines.
• Direct working knowledge of blockchain intelligence tools (e.g., Chainalysis, Elliptic, TRM Labs, Merkle Science).
• Strong attention to detail and organizational skills
• Excellent written and verbal communication skills
• Ability to manage multiple projects and deadlines in a fast-paced environment
• Proficiency in Microsoft Office (Excel, Word, Outlook); experience with licensing systems (e.g., NMLS) is a plus
• Bi-lingual is a plus

Certifications (One or more strongly preferred):

• CAMS (Certified Anti-Money Laundering Specialist)
• CCAS (Certified Cryptocurrency AML Specialist) or equivalent crypto compliance certification
• CIA (Certified Internal Auditor) or CISA (Certified Information Systems Auditor)

Skills & Attributes:

• Bilingual fluency (English / Spanish) is a plus, particularly for evaluating cross-border compliance, and international customer onboarding.
• Strong analytical mindset capable of reviewing complex transactional data, and API-driven FinTech integrations.
• Excellent written and verbal communication skills, with proven experience presenting audit findings to C-suite executives, boards, and regulatory examiners.
• Ability to work independently with high autonomy while remaining impartial and objective.

What We Offer

• Eligibility for sales commissions and semi-annual profit sharing, subject to company policy and performance.
• Remote work environment with company-provided equipment and reimbursement for approved business expenses.
• Paid time off, paid sick time, paid holidays, half-day holidays, bereavement leave, parental leave, volunteer time off, and loyalty appreciation sabbatical eligibility.
• 401(k) plan with company match, life insurance, long-term disability insurance, telecommunications reimbursement, and health and wellness reimbursement.
• Professional certification reimbursement and opportunities to attend approved industry conferences.

If this role sounds like a strong fit for you, you meet the above qualifications and you’re looking to work with a group of industry professionals, we’d love to hear from you. Please send your resume to [email protected]. Apply To This Job