Chief Technology Officer

Ginger Fintech Factory Chief Technology Officer (CTO) 📍 Minneapolis, Minnesota, United States | Remote | Full-time ✅ Required Experience You should have at least 8 years of relevant experience in software engineering, technology delivery, or platform development, including substantial responsibility for engineering teams, technical architecture, and production systems. Experience in fintech, enterprise software, financial infrastructure, or another environment where reliability and data security are essential is preferred. Candidates from adjacent industries are welcome if they can demonstrate sound technical judgment and successful delivery of complex software products. We are looking for a technology leader who can connect business priorities with engineering decisions, develop capable teams, and remain closely involved in the quality of technical execution. 🚀 About the Opportunity Ginger Fintech Factory is seeking a Chief Technology Officer to shape technology strategy and lead the development of dependable fintech products and platforms. Working with company leadership and product stakeholders, you will determine what to build, how to deliver it, and where to invest engineering resources. Your responsibility will extend beyond architecture to include delivery practices, operational reliability, team development, and the management of technical risks. This role suits someone who can establish clear direction while engaging directly with engineers on difficult design and delivery decisions. 📊 What You’ll Lead Technology Strategy and Architecture Develop a technology roadmap aligned with product priorities, customer needs, and available resources. Establish architectural principles for applications, APIs, integrations, and data systems. Evaluate build-versus-buy decisions and explain the trade-offs in cost, maintainability, security, and delivery time. Identify technical debt and agree on a practical approach to addressing it alongside new development. Review proposed technologies based on their suitability for the business and the team’s ability to support them. Engineering Delivery Translate product objectives into achievable engineering plans with clear responsibilities and milestones. Establish consistent practices for code review, testing, documentation, and release management. Improve visibility into delivery progress, dependencies, and technical obstacles. Work with product colleagues to resolve scope changes and balance delivery speed with system quality. Ensure that customer-facing commitments are informed by engineering capacity and technical constraints. Security and Operational Reliability Embed security considerations into system design, development, and deployment. Establish appropriate access controls, monitoring, incident response, and recovery procedures. Define service reliability objectives and ensure that teams can investigate and resolve production issues. Coordinate with relevant specialists on privacy, contractual, and regulatory requirements. Evaluate infrastructure and technology vendors, including their security practices, service quality, and ongoing costs. People and Technical Leadership Recruit, develop, and support engineering leaders and individual contributors. Define team responsibilities and create clear ownership of systems and services. Encourage constructive technical debate and document significant decisions. Build effective collaboration across engineering, product, operations, and commercial teams. Develop succession plans and reduce dependence on individual team members for critical knowledge. 🤝 What We’re Looking For At least 8 years of relevant technology experience, including leadership responsibility for engineering teams or significant technical programs. A record of taking software products from development into sustained production use. Strong understanding of software architecture, cloud infrastructure, APIs, databases, and system integration. Experience managing reliability, security, and performance considerations in live systems. The ability to assess technical proposals and ask detailed questions about implementation and operational support. Experience managing engineering budgets, external providers, and resource allocation. Clear communication with both technical and nontechnical stakeholders. A practical approach to prioritization and the willingness to revise decisions when evidence changes. Professional English proficiency and experience collaborating with distributed teams. Experience with financial workflows, transaction processing, enterprise integrations, or sensitive customer data would be valuable. 🎯 Initial Priorities During the initial phase, you will assess the technology landscape, engineering capabilities, and product delivery needs. Together with company leadership, you will establish a focused roadmap covering architecture, delivery improvements, operational risks, and hiring priorities. Success will be assessed through agreed measures such as release predictability, service reliability, security improvements, and effective use of engineering resources. 💻 Working Arrangements This is a full-time remote position associated with Minneapolis, Minnesota. Eligible work locations, working-hour overlap, reporting responsibilities, and any travel or in-person meeting requirements will be clarified during recruitment. 📩 How to Apply Please apply through LinkedIn with your résumé and a brief description of a technology platform or engineering organization you have led. Explain the business problem, the technical decisions you owned, the team involved, and the results achieved. Include an example of a significant trade-off you managed and your earliest availability. We welcome qualified applicants from all backgrounds.