Full-Time Loan Officer

Description

We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of delivering 5-star service and creating lending solutions for your clients, we’d love to have you on our team. We are a forward-thinking group of individuals with a common vision to help as many people as possible achieve their dream of homeownership. 

•    Deliver a personalized, consultative experience to clients, consistently exceeding expectations and maintaining a 5-star rating. •    Educate clients on loan options, rates, and terms to empower informed decisions and ensure smooth transactions. •    Submit clean, complete files to streamline processing and underwriting, proactively addressing any issues. •    Ensure all loan applications comply with regulatory requirements and company policies, upholding the highest ethical standards. •    Build and nurture client and partner relationships to generate repeat business and referrals, driving continuous growth. •    Leverage technology, including LOS, POS and CRM systems to enhance efficiency and client service. •    Contribute to a culture of kindness, integrity and innovation, supporting team success and client satisfaction.

Requirements

• Current NMLS State License or Federal NMLS Registration
• Knowledge of FHA, VA, USDA, Conventional, Fixed/ Adjustable loans, Bridge Loans, DSCR, Bank Statement, FNMA and FHLMC, and Home Equity Lines of Credit
• Bachelor's degree in business, finance, banking, real estate, or a related field
• Requires compliance with lending regulations and bank underwriting guidelines and lending policies
• Understanding of originator software such as Encompass, LendingPad, Velocify, Calyx, and Office Suite is highly preferred. 

Summary

RWM Home Loans is a family-owned community mortgage bank with more than 3 decades of experience, proudly providing award-winning, 5-star service to help clients achieve their home financing goals. Our mission is to empower communities through financial education and homeownership, and we’re building a coast to coast team of passionate individuals who share this vision. We offer a wide variety of loan programs with flexible options and tailored consultations, helping us guide clients every step of the way to long-term financial success.

Our commitment to excellence is reflected in our workplace culture, which has earned us repeat recognition as a Top Workplace, with honors for employee appreciation, professional development, well-being, and innovation. With access to upper management and a platform to share your ideas, we’re committed to investing in our team members’ growth and we offer a variety of development opportunities and growth avenues. Ready to make a difference and advance your career? Join our award-winning team and achieve your career goals with us! 

Current NMLS license/registration; knowledge of FHA/VA/USDA/conventional loans; Bachelor’s degree in business, finance, banking, real estate, or related field; compliance with lending regulations; familiarity with originator software (Encompass, LendingPad, Velocify, Calyx).

Key Responsibilities

• deliver service
• educate clients
• submit files

Skills & Tools

Encompass, LendingPad, Velocify, Calyx, Office Suite

Job Details

• Category: Sales
• Seniority: Mid Level
• Commitment: Full Time
• Workplace: Remote — San Diego, California, United States
• Salary: USD 50,000 – 300,000 / year
• Languages: English

About RWM Home Loans

A family-owned community mortgage bank focused on helping clients achieve home financing goals. — Industry: Finance