High Net Worth Insurance Producer
Location: Altamonte Springs, FL (Corporate HQ) / Regional Offices / Florida & Southeast Department: Personal Lines Division Reports To: Personal Lines Director / Sales Manager Position Type: Full-Time (W2 or 1099 Options Available) Position Summary We are seeking a driven, entrepreneurial, and service-minded Personal Lines Producer to join our team. In this role, you will be responsible for driving organic growth by developing, advising, and closing personal insurance solutions—including High-Net-Worth Homeowners, Auto, Umbrella, Flood, Watercraft, and Valuable Articles policies. You will act as a trusted advisor to individuals, families, and professional networks, leveraging our robust carrier relationships and dedicated Account Management team so you can focus on what you do best: building client relationships and selling.
Key Responsibilities
New Business Development: Actively prospect and build a pipeline of personal lines clients through personal networking, centers of influence (realtors, mortgage brokers, wealth managers), and community involvement. Client Needs Assessment & Risk Analysis: Evaluate clients' personal coverage needs and property exposures to design comprehensive, tailored insurance programs. Carrier Selection & Quoting: Work closely with our extensive carrier market access to secure competitive rates and broad coverage solutions for personal risk portfolios. Consultative Selling: Present customized policy proposals to high-net-worth and standard clients, clearly explaining policy options, limits, and coverage gaps. Collaborative Support: Partner with assigned, highly qualified Account Managers who manage routine policy servicing, endorsements, and billing support, allowing you to focus on strategic growth. Industry & Market Awareness: Stay informed on private client risk trends, Florida property insurance market dynamics, and carrier underwriting updates. Skills, Knowledge and Expertise Experience: 3+ years of active, successful sales experience in Personal Lines insurance. Licensing: Active Florida Resident Property & Casualty License (2-20 or 4-40 converted/held). Track Record: Proven ability as a self-motivated "hunter" and networker with an entrepreneurial approach to growth (not a transactional order-taker). Product Knowledge: Strong familiarity with Florida personal property, auto, umbrella, flood, and high-net-worth risk markets. Communication Skills: Excellent interpersonal, presentation, and relationship-building skills with a customer-centric focus. Education: High School Diploma or GED required; Bachelor's degree or industry designations (e.g., CPRIA, AAI, CIC) preferred.
Benefits
Flexible Earnings Models: W2 Option: Base salary customized to individual experience level + commission incentive structure. 1099 Option: Straight commission model offering 40% New / 40% Renewal. Equity Opportunity: Vested equity path in your book of business once it reaches $1 Million in revenue. 100% Company-Paid Core Benefits: 100% Company-Paid Medical Insurance 100% Company-Paid Dental Insurance 100% Company-Paid Life and AD&D Insurance Retirement & Growth Support: 401(k) retirement plan with employer contribution On-site Continuing Education (CE) classes and professional designation support Dedicated Account Manager support ratio to maximize producer sales focus Additional Benefits: Voluntary insurance options available via payroll deduction, a positive professional atmosphere, and long-term career stability in a growing agency.