Life Insurance Sales Agent
Based Salary: $30,000.00 - $40,000.00 per year + Commissions + Bonuses Luso-American Financial is a non-profit organization in Dublin, CA. As a member-owned fraternal benefit society, we are dedicated to helping families achieve financial security. We provide affordable Whole and Term Life Insurance, Annuities, Retirement, and Educational Savings Plans, tailored to meet unique needs and goals. While offering competitive financial solutions, we also focus on preserving and celebrating the rich Portuguese heritage. We are seeking a proactive professional to help grow our presence in the market, meeting customers where they are and driving sales through direct, in-person engagement. A boots-on-the-ground Sales Professional who will support the sales and field operations and objectives by promoting and selling products to potential new members while retaining and meeting the financial goals of our current membership. What you'll do Generate leads and grow life insurance sales through prospecting, referrals, community networking, and in-person client meetings. Meet with prospective and existing members to understand their needs and explain term life insurance, whole life insurance, and annuity options. Recommend products and coverage that align with each client’s financial goals and budget. Guide clients through insurance applications and follow up throughout the underwriting and policy issuance process. Build and maintain relationships with policyholders, review coverage needs, and identify opportunities for additional coverage. Meet individual sales goals and maintain accurate records of leads, client communications, and sales activity. Develop relationships with community organizations to increase awareness of Luso-American Financial and attract new members. Basic Qualifications Required: Must possess a valid, current Life Insurance Producer license in NJ. A bachelor’s degree in any business field is preferred, or equivalent experience with a minimum of 1 year of previous relevant experience with a proven track record in Insurance sales. Demonstrated ability to drive the sales process from plan to close. Demonstrated ability to articulate the distinct aspects of products and services and position products against competitors Ability to communicate, present, and influence all levels of the organization as a strong sales professional. Excellent listening, negotiation, presentation, interpersonal skills, and verbal/written communication skills-bilingual (English and Portuguese) a plus Strong problem-solving and analytical skills with experience in goal setting, performance tracking, and meeting sales targets Ability to work independently with excellent organizational skills and proficiency in creating tailored financial solutions for diverse client needs Preferred: Fluency in Portuguese is strongly preferred Luso-American Financial is committed to fair and equitable compensation practices. The base salary range listed in this job posting represents our good-faith estimate of what we expect to pay for the role. Actual compensation may vary based on skills, experience, education, and location, as well as internal alignment and market factors. Apply today or reach out to us for more information! Pay: $30,000.00 - $40,000.00 per year Benefits 401(k) Dental insurance Flexible schedule Health insurance Paid time off Vision insurance Work from home Application Question(s): What types of insurance have you sold? Experience: life insurance sales: 1 year (Required) License/Certification: Life Insurance License (Required) Work Location: Remote