Loan Officer

Company Description

NEXA Lending is a nationwide mortgage company headquartered in Mesa, Arizona, serving borrowers across multiple states under NMLS#1660690 and various state licenses. The company focuses on providing accessible, compliant, and transparent mortgage solutions tailored to a wide range of client needs. NEXA Lending operates with a strong emphasis on regulatory adherence and professional standards in every market it serves. Team members join a growing organization that values integrity, customer experience, and efficiency in the lending process. Role Description This is a full-time remote role for a Loan Officer. The Loan Officer will manage the end-to-end loan origination process, including prospecting and engaging potential borrowers, gathering and analyzing financial documentation, and recommending appropriate loan products. Daily responsibilities include assessing borrower eligibility, structuring loan applications, coordinating with underwriting, and ensuring all regulatory and compliance requirements are met. The role involves frequent customer communication to explain loan terms, address questions, and guide clients through closing. Loan Officers are expected to build and maintain referral relationships, stay current on lending guidelines and market trends, and use digital tools and CRM systems to manage their pipeline efficiently.

Qualifications

Loan origination and Loan Officer experience, with a strong understanding of mortgage products and lending processes. Finance skills, including the ability to analyze income, credit, assets, and liabilities to determine borrower qualifications. Underwriting-related knowledge to collaborate effectively with underwriters and interpret lending guidelines. Customer Service skills to provide clear, empathetic, and professional support throughout the loan process. Ability to work remotely with strong time management, organization, and pipeline management skills. Familiarity with mortgage compliance, federal and state regulations, and NMLS requirements; active NMLS license preferred. Proficiency with loan origination systems (LOS), CRM tools, and standard office software. Strong written and verbal communication skills, with the ability to explain complex financial information in accessible terms. Prior experience in residential mortgage lending or related financial services is highly beneficial.