Remote Position

[Remote] Lead Engineer - Payments Platform

🌍 Remote · United States 💼 Full-time

Note: The job is a remote job and is open to candidates in USA. Xero is hiring a Lead Engineer to shape the technical foundation for global money movement capabilities and new product lines. The role combines hands-on development of reliable, scalable, secure payment platform services with technical leadership and cross-functional collaboration.

Responsibilities

  • In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally
  • You will guide the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes
  • By contributing directly to production code and proof-of-concepts, you will solve complex financial technology challenges at a massive scale
  • Designing and building out payment platform capabilities, such as orchestration, risks & fraud, multi-providers, to accelerate various payment products development and improve operational posture
  • Building out a global bill payment product to streamline how small businesses manage their cash flow
  • Developing core high-throughput platform services
  • Integrating and championing artificial intelligence capabilities to accelerate engineering productivity and enhance developer workflows

Skills

  • You bring a proven track record of delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints
  • A deep understanding of system architecture, API design, and both SQL and NoSQL databases is essential
  • Your background includes proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS
  • You are passionate about staying hands-on contributing directly to production code, proof-of-concepts, and technical deep dives
  • You possess strong leadership capabilities, with a passion for setting technical direction, mentoring engineers, and fostering an inclusive culture
  • You demonstrate strong ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results
  • You are a strong partner to Product, Design, and other cross-functional teams to translate complex business needs into resilient engineering solutions
  • You are a champion of advanced usage in AI tools and practices across the team to accelerate development workflows

Benefits

  • Permanent employees are eligible to participate in Xero’s annual bonus and equity (RSU) programs.
  • Depending on role level and company performance, employees may also be eligible for performance-based cash or equity (RSUs) incentives.
  • Medical, dental, and vision benefits
  • 401(k) match
  • 21 days PTO
  • 10 days of Wellbeing leave
  • 5 days of Xtra Leave
  • 1 volunteer day
  • 12 paid holidays
  • Paid parental leave
  • For the Vancouver office, a hybrid working model with 1–2 days in the office a week and flexibility to work from home
  • Seattle Area, Washington US applicants may work remotely

Company Overview

  • Xero is an online accounting software for small businesses that automating invoicing, bank reconciliations, and reporting. It was founded in 2006, and is headquartered in Wellington, Wellington, NZL, with a workforce of 1001-5000 employees. Its website is http://xero.com.
  • Company H1B Sponsorship

  • Xero has a track record of offering H1B sponsorships, with 10 in 2026, 4 in 2025, 2 in 2024, 1 in 2023, 3 in 2022, 4 in 2021, 3 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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