Remote Position

Research Scientist Junior/Junior+

🌍 Remote · United States 💼 Full-time

We are looking for a Junior Research Scientist to work on foundation models for financial data. Several of them already run in production on bureau, transactional and graph data; your work is to extend that line to new data domains and new downstream tasks — credit risk, acquisition, anti-fraud, LTV forecasting.

We work with Python, PyTorch, MLFlow, AWS, Snowflake and modern AI coding tools such as Claude Code, OpenAI Codex and Cursor.

This is a great opportunity for someone at the beginning of their career and who wants to work on large-scale, technically challenging projects.

Challenges that await you

  • Train self-supervised models on discrete sequences to beat the SOTA and achieve business impact in downstream tasks across Plata, such as: credit risk, transaction anti-fraud, acquisition and LTV forecasting
  • Stay on top of SOTA research, applying the latest NLP and DL techniques to fintech models
  • Work with large multimodal datasets: tabular, behavioral, transactional, device and network, text, time series, graphs
  • Optimize the utilization of compute resources for both training and inference
  • Own and develop solutions end-to-end, from idea to data collection to experiments to training runs to inference optimization to evaluating impact
  • Perform rigorous evaluations
  • Write articles and speak at industry conferences

What makes you a great fit

  • Education: mathematics, engineering, computer science, artificial intelligence or another strong quantitative field
  • Strong foundation in machine learning and deep learning, with hands-on experience building and experimenting with models using PyTorch and LLMs
  • Understanding of dataset design and data mixing for deep learning training
  • Demonstrated understanding of how to maximize the utilization of compute resources and efficiently perform experiments to validate research ideas
  • Solid communication skills
  • High autonomy and ownership

Your bonus skills

  • Published research in machine learning or deep learning
  • Personal projects or startup experience in AI, machine learning or deep learning
  • Internship experience in research, ML or DL teams
  • B1 or higher English level for effective communication with an international team

Our ways of working

  • Innovative Spirit: A commitment to creativity and groundbreaking solutions
  • Honest Feedback: valuing open, transparent communication
  • Supportive Team: a strong, collaborative community
  • Celebrating Achievements: recognizing our wins together
  • High-Tech Environment: a team full of smart and revolutionary people who dare to challenge the status quo of incumbent finances

Our benefits

  • Relocation support to one of our hubs — Serbia, Georgia, Mexico or Colombia — with assistance for the employee and their family
  • Flexible work from one of our offices or remotely within time zones from GMT-2 to GMT+5
  • Healthcare Coverage
  • Education Budget: Language lessons, professional training and certifications
  • Wellness Budget: Mental health and fitness activity reimbursements
  • Vacation policy: 20 days of annual leave and paid sick leave

Quantitative-field education and hands-on machine learning and deep learning experience with PyTorch and LLMs; requires dataset design, compute optimization, rigorous experimentation, communication, autonomy, and ownership.

Key Responsibilities

  • training models
  • evaluating models
  • optimizing inference

Skills & Tools

Python, PyTorch, MLFlow, AWS, Snowflake, Claude Code, OpenAI Codex, Cursor, NLP, DL, LLMs

Job Details

  • Category: Research and Development (R&D)
  • Seniority: Entry Level
  • Commitment: Full Time
  • Workplace: Remote — Worldwide
  • Languages: English

Benefits

  • Generous paid time off
  • Relocation assistance

About Plata Card

A financial technology company developing data-driven products for credit, payments, and fraud prevention. — Industry: Finance

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