Senior AML Analyst (Fully Remote)

Senior AML Analyst – Financial Crimes Investigations | 100% Remote Company: Turn2Partners (Recruiting on behalf of a financial services consulting client) Position: Senior AML Analyst / Senior Financial Crimes Investigator Location: 100% Remote – Eligible U.S. Locations Only Employment Type: W-2 Consulting / Project-Based Experience Required: 5+ Years Education: Bachelor's Degree Required Anticipated Interviews: Q4 2026 Expected Start Dates: Late 2026 – January 2027 Position Overview Turn2Partners is proactively recruiting Senior AML Analysts and experienced Financial Crimes Investigators for an anticipated consulting engagement supporting a large financial institution. We are seeking professionals with 5+ years of direct AML investigations experience, including complex transaction monitoring investigations, suspicious activity analysis, SAR drafting, and financial crimes risk assessment. Ideal candidates will have a strong understanding of BSA/AML regulations, the ability to independently manage complex investigations, and experience producing thorough, defensible investigative narratives in a regulated banking environment. This opportunity is expected to be 100% remote, with anticipated interviews beginning in Q4 2026 and projected start dates in late 2026 or January 2027. Eligible Remote Work Locations Candidates must currently reside in one of the following locations:

• Texas
• New York / New Jersey Metropolitan Area
• North Carolina
• South Carolina
• Georgia
• Florida
• Washington, DC
• Maryland
• Virginia

Candidates outside these locations will not be considered for this anticipated engagement.

Key Responsibilities

• Independently conduct complex AML and financial crimes investigations involving potentially suspicious customer activity, transactions, and financial relationships.
• Review and analyze transaction monitoring alerts, escalated cases, and higher-risk customer activity to identify potential money laundering, fraud, and other financial crimes risks.
• Perform detailed investigative research using banking systems, public records, open-source intelligence, and third-party investigative platforms.
• Analyze complex transaction patterns, account activity, customer relationships, and supporting documentation to determine whether activity warrants escalation or regulatory reporting.
• Identify and evaluate financial crimes red flags, including structuring, unusual fund movements, potential layering, and other suspicious transaction patterns.
• Develop comprehensive investigative narratives supported by transaction analysis, research findings, and clearly documented conclusions.
• Draft Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements, client procedures, and established reporting timelines.
• Evaluate customer risk factors and support enhanced due diligence investigations involving higher-risk customers, entities, or transactions.
• Apply knowledge of BSA/AML regulations, FinCEN guidance, and relevant financial crimes compliance requirements throughout the investigative process.
• Escalate significant investigative findings, potential compliance concerns, and complex cases to appropriate stakeholders.
• Ensure investigative documentation is accurate, thorough, defensible, and aligned with client quality standards.
• Manage a caseload of investigations while meeting established productivity expectations, quality requirements, and service-level agreements.
• Collaborate with compliance, risk management, quality assurance, and other financial crimes teams to support investigative outcomes.
• Identify recurring suspicious activity trends and potential process improvement opportunities.
• Adapt to changing project priorities, client procedures, and regulatory expectations.
• When applicable, provide investigative guidance, case feedback, or knowledge sharing to less experienced team members.

Required Qualifications

• Bachelor's degree from an accredited college or university – required.
• 5+ years of direct AML investigations, transaction monitoring, or financial crimes compliance experience.
• Significant hands-on experience conducting complex AML investigations within a bank, financial institution, or financial services consulting environment.
• Direct experience drafting Suspicious Activity Reports (SARs) and preparing detailed investigative narratives.
• Strong knowledge of the Bank Secrecy Act (BSA), USA PATRIOT Act, FinCEN guidance, and applicable financial crimes regulations.
• Experience analyzing complex financial transactions and identifying potential money laundering or suspicious activity patterns.
• Ability to independently assess investigative findings and make well-supported escalation or reporting recommendations.
• Experience conducting research using internal banking platforms, public records, and third-party investigative tools.
• Understanding of financial crimes compliance functions, including transaction monitoring, KYC, CDD, EDD, and sanctions screening.
• Strong analytical reasoning, investigative judgment, and attention to detail.
• Excellent written communication skills, particularly in preparing regulatory-quality investigative narratives.
• Ability to manage complex investigations while meeting productivity, accuracy, and turnaround requirements.
• Proficiency with Microsoft Excel and other Microsoft Office applications.
• Ability to work independently in a fast-paced, remote, production-driven environment.
• Must reside in one of the eligible locations listed above.

Preferred Qualifications

• Experience conducting complex, high-risk, or escalated AML investigations.
• Experience with large-scale AML remediation, lookback, or regulatory compliance consulting engagements.
• Exposure to complex transaction patterns, high-risk customer populations, or sophisticated financial crimes typologies.
• Experience supporting investigations involving sanctions, fraud, KYC, CDD, or EDD.
• Familiarity with investigative research platforms such as LexisNexis, CLEAR, or similar systems.
• Experience working with large commercial banks or complex financial institutions.
• Experience reviewing investigative case quality, providing feedback, or mentoring junior AML analysts.
• Familiarity with AML case management and transaction monitoring platforms.
• CAMS certification or other relevant financial crimes compliance credentials.

Why Consider This Opportunity?

• 100% Remote: Work remotely from an eligible location.
• Complex Investigative Work: Apply your experience to financial crimes investigations supporting a large financial institution.
• Senior-Level Responsibilities: Leverage your investigative expertise, regulatory knowledge, and independent decision-making skills.
• Consulting Exposure: Support a client-driven AML engagement with opportunities to work across investigative processes and financial crimes compliance initiatives.
• Upcoming Hiring Activity: Get ahead of anticipated Q4 interviews and late-2026/early-2027 project starts.

Application Process Turn2Partners is proactively building a pipeline of experienced AML professionals in anticipation of this engagement. Please note: Final project details, compensation, interview schedules, and start dates remain subject to client confirmation. Interested candidates should apply with an updated resume and be prepared to provide:

• Current city and state
• Total years of AML investigations experience
• Experience conducting complex investigations and drafting SARs
• Target hourly compensation range
• Availability to begin a new consulting engagement

Apply today to be considered for upcoming Senior AML Analyst opportunities! Pay: $45.00 - $75.00 per hour Benefits:

• Dental insurance
• Health insurance
• Vision insurance

Education:

• Bachelor's (Required)

Experience:

• Anti-money laundering: 5 years (Required)
• Suspicious Activity Report (SAR): 5 years (Required)

License/Certification:

• Certified Anti-Money Laundering Specialist (Preferred)
• Certified Fraud Examiner (Preferred)

Work Location: Remote Apply To This Job