Actuarial Risk Management Director
Excela Protect is modernizing the F&I industry bringing transparency, efficiency, and exceptional service to a space that's ready for change. As we grow, we're looking for a Director, Actuarial & Risk Management to serve as our lead actuarial expert and strategic partner in pricing, reserving, and risk management.
Summary: You'll be the actuarial authority behind our vehicle protection and insurance-adjacent products, driving pricing discipline, reserve integrity, and portfolio performance. As a senior individual contributor and functional leader, you'll influence key decisions across Underwriting, Finance, Product, Operations, Analytics, and Business Development, blending technical expertise with business acumen to support profitable, sustainable growth.
This position is remote however, candidates must currently reside in one of the following approved states: AZ, CO, GA, LA, MI, NC, NY, OH, SC, TN, or TX
Why Excela Protect?
- Competitive compensation
- Flexible work schedule
- Full benefits: medical, dental, vision, life insurance, 401(k)
- Paid vacation and holidays
- A collaborative, customer-first culture with real room to grow
What You'll Do
- Own actuarial pricing methodologies, reserve frameworks, and governance processes
- Monitor and ensure reserve adequacy based on portfolio performance and emerging experience
- Evaluate profitability, loss ratios, claim trends, and risk exposure across products and portfolios
- Identify emerging risks and opportunities to support growth and financial stability
- Lead actuarial due diligence and pricing recommendations for new client opportunities
- Partner with business leaders on the financial implications of strategic decisions
- Establish actuarial standards, controls, and decision frameworks fit for a growing company
- Serve as the Company's go-to actuarial expert on pricing, reserving, and risk
What You Bring
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
- ACAS, ASA, or equivalent actuarial credential required; Fellowship progression preferred
- Progressive actuarial experience in pricing, reserving, and portfolio risk assessment
- F&I, vehicle protection, warranty administration, GAP, or P&C insurance experience preferred
- Advanced Excel and SQL skills; Power BI, Tableau, Python, or R a plus
- A track record of influencing decisions and leading cross-functional initiatives
Ready to make an impact? We'd love to hear from you.
Excela Protect is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Bachelor's degree in a quantitative field, ACAS/ASA or equivalent credential, progressive pricing, reserving, and portfolio risk experience, plus advanced Excel and SQL skills.
Key Responsibilities
- owning pricing
- monitoring reserves
- evaluating profitability
Skills & Tools
Microsoft Excel, SQL, Power BI, Tableau, Python, R
Job Details
- Category: Finance and Accounting
- Seniority: Senior Level
- Commitment: Full Time
- Workplace: Remote — Arizona or Colorado or Georgia or Louisiana or Michigan or North Carolina or New York or Ohio or South Carolina or Tennessee or Texas or Charleston
- Languages: English
Benefits
- Retirement plan
About Hudson Automotive Group
An automotive company providing vehicle protection and finance-related products and services. — Industry: Finance