Mortgage Loan Originator

Company Description: Capital Aid Funding is a residential and commercial mortgage broker. The organization supports clients ranging from first-time homebuyers to experienced investors seeking commercial property or business financing. With over 100 nationwide capital source relationships, Capital Aid Funding provides a wide range of financing options tailored to diverse customer needs. The team of experienced mortgage brokers focuses on helping clients achieve their stated financial goals through personalized guidance and solutions. Role Description: This is a full-time remote role for an independent contract Mortgage Loan Originator with technology, loan program, scenario underwriting, licensing, and compliance support. The Mortgage Loan Originator will work with prospective and existing clients to assess borrowing needs, explain available loan programs, and guide them through the mortgage application process for residential and commercial properties. Daily responsibilities include qualifying borrowers, collecting and analyzing financial documentation, coordinating with underwriting, and ensuring applications meet lender and regulatory requirements. The role also involves maintaining strong relationships with clients and referral partners, presenting financing options clearly, and following up throughout the loan life cycle to support a smooth and timely closing. The Mortgage Loan Originator will be expected to manage a pipeline of loans, use CRM and loan origination systems, and collaborate closely with internal teams to deliver a high level of service.

Qualifications

Demonstrated experience in Loan Origination and Mortgage Lending, with a strong understanding of residential and commercial loan products and an existing client or referral partner source of business. Solid knowledge of Underwriting principles and loan processes, including documentation, credit analysis, and compliance standards. Foundational Finance skills, including the ability to interpret financial statements, credit reports, and income documentation. Strong communication, negotiation, and client relationship-building skills, with the ability to explain complex concepts in clear terms. Proven ability to work independently in a remote environment, manage multiple files, and meet deadlines in a fast-paced setting. Experience with mortgage LOS/CRM systems and proficiency with standard office and collaboration software. Relevant state licensing or registration as a Mortgage Loan Originator (e.g., NMLS) as required by jurisdiction. Prior experience in financial services or real estate sales is preferred but not required.