Payments Architect -Only W2
Below is the Job Summary Job Role/Title: - Payments Architect -Only W2 Contract- 12 Months Location: Remote Core Experience 5+ years of hands-on experience in payments solution design and implementation. Deep working knowledge of payments industry domains: (1 or 2 out of list minimum). RTGS (Real-Time Gross Settlement) systems. Real-time payment networks and schemes. Check processing systems. SWIFT and international payment protocols (Wires). Other clearing and settlement systems. Technical Architecture
- Expertise in interoperability and integration architecture:
ISO 20022 standards and implementations. Enterprise integration patterns and design principles. System-to-system communication protocols.
- Advanced knowledge of modern application architecture:
Microservices architecture and design patterns. Event-driven architectures and event streaming platforms (Kafka, RabbitMQ, etc.). Message queuing systems and asynchronous processing. API-first design methodologies. Database & Data Management
- Extensive experience with mainstream RDBMS platforms (Oracle, PostgreSQL, SQL Server, etc.).
- Exposure to distributed database systems and eventual consistency patterns.
- Understanding of data governance and data quality in payment systems.
Security & Infrastructure
- ISO 27001 compliance and information security management.
- NIST Cybersecurity Framework knowledge and implementation experience.
- API Security expertise:
OAuth 2.0 and OpenID Connect (OIDC). JWT, JWS (JSON Web Signature), and JWE (JSON Web Encryption). API authentication, authorization, and rate limiting. Secure API gateway implementation.
- Web Front-End Security:
OWASP Top 10 mitigation strategies. Secure coding practices for payment interfaces. PCI DSS compliance for web applications. Emerging Technologies
- Knowledge and exploratory experience with Agentic AI and intelligent automation in payments.
- Understanding of tokenized assets, digital wallets, and blockchain applications in payment systems.
- Ability to evaluate new technologies for payment industry relevance