[Remote] Compliance Analyst

Note: The job is a remote job and is open to candidates in USA. Privacy is hiring a Compliance Analyst to own day-to-day compliance operations across its dedicated compliance program. The role handles customer due diligence, sanctions screening, transaction monitoring investigations, reporting, audit support, and compliance process and technology improvements.

Responsibilities

• Conduct KYC and KYB reviews — perform identity verification, beneficial ownership analysis, and use-case-driven risk assessment for consumer and business customers, documenting clearance rationale to an examination-ready standard
• Disposition sanctions screening alerts — review and disposition OFAC/sanctions, PEP, and adverse media alerts with appropriate escalation, maintaining complete case documentation and monthly reporting logs
• Investigate transaction monitoring alerts — work Privacy-specific alert queues, conduct investigations, and prepare UARs for submission to our partner bank within established SLAs
• Execute Enhanced Due Diligence (EDD) — manage reviews for high-risk customers, including trigger-based and periodic reviews aligned to customer risk tier
• Own regulatory and bank partner reporting — prepare and submit recurring bank partner reporting deliverables, including monthly OFAC/sanctions logs, complaint reporting, CIP reporting, and fraud, dispute, and support metrics, meeting submission deadlines and quality standards
• Process 314(a) and law enforcement requests — execute FinCEN 314(a) list searches under Privacy's dedicated procedure, document results, and support law enforcement inquiry responses
• Track and report program metrics — maintain compliance metrics, tracking logs, and KPI reporting (alert volumes, UAR timeliness, review turnaround) for internal governance and bank partner review
• Support bank partner and audit requests — support responses to partner bank RFIs, audit inquiries, and examination requests with well-organized, contemporaneous documentation
• Contribute to policy and procedure development — draft and refine SOPs based on operational experience; flag gaps between documented procedure and actual practice
• Advance compliance technology projects — support integration and optimization of our IDV, screening, case management, and workflow automation stack, including quality assurance on AI-assisted review workflows

Skills

• Hands-on KYC/KYB review experience, including CIP decisioning and documentation of clearance rationale
• Transaction monitoring and investigation experience, including narrative writing for UARs or SARs
• Working knowledge of BSA/AML regulatory requirements, including CIP (31 CFR 1020.220), the CDD Rule (31 CFR 1010.230), and OFAC sanctions obligations
• Experience preparing regulatory or bank partner reporting deliverables (e.g., OFAC logs, complaint reports, compliance metrics) on recurring submission cadences
• Strong analytical skills and exceptional written documentation — your case records need to hold up to bank partner and examiner scrutiny
• Self-starter who works independently in a remote environment and knows when to escalate
• This is a remote position. However, candidates must be located in the United States
• We do not offer visa sponsorship or assistance
• 3–5 years preferred
• CAMS certification or actively working toward it
• Direct UAR preparation experience in a sponsor bank / program manager environment
• Experience with modern IDV and case management platforms (e.g., Persona) and internal tooling (e.g., Retool)
• Exposure to Enhanced Due Diligence programs and customer risk rating methodologies
• SQL or data analysis skills applicable to alert investigation and metrics reporting
• Experience documenting and defending AI-assisted compliance decisions

Benefits

• Unlimited PTO
• 12-weeks fully paid parental leave
• 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
• Work From Anywhere: work from anywhere in the world 4-weeks each year
• 3% cashback on card purchases with your complimentary Privacy.com employee account
• Health, vision, and dental insurance; HSA Contribution Match
• 401(k) match
• Voluntary Life Insurance and STD/LTD

Company Overview