Remote Position
[Remote] Credit Risk Analyst Commercial Underwriter
🌍 Remote · United States
💼 Full-time
Note: The job is a remote job and is open to candidates in USA. Stripe is hiring a Credit Risk Analyst Commercial Underwriter to underwrite and manage a portfolio of large, fast-growing businesses. The role focuses on facilitating merchant growth while minimizing credit risk through financial analysis, tailored recommendations, portfolio insights, and cross-functional partnership.
Responsibilities
- Work directly with our top merchants, from successful venture-backed startups to well-established institutions, to evaluate their business models and financial statements
- Provide tailored credit risk recommendations that mitigate Stripe exposure, while facilitating partner company growth
- Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
- Deliver insights to support senior management decisions, ranging from onboarding strategies to merchant pricing analysis
- Support the refinement of tools and processes to help the team deliver on key performance indicators, such as credit loss targets or portfolio coverage metrics
- Work with internal and external partners to support merchants around the world
Skills
- 5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
- Bachelor's degree in Finance, Economics, Statistics, or other related fields
- Strong knowledge of accounting principles and comfort evaluating financial statements and business models across a range of industries
- Ability to transform business and financial data into cohesive narratives that outline potential credit risks and present dynamic mitigation strategies
- Strong written, verbal, and problem-solving skills
- Attention to detail while managing priorities in a fast-paced environment
- Ability to comfortably interact with the CFOs and CEOs of our top merchants
- Deep empathy for entrepreneurs running a business, and motivation to solve problems to empower them
- Strong technical expertise, including demonstrated experience with SQL
- Strong data visualization skills and a passion for data and analysis
- Experience working in tech, or other fast-paced, high-growth environments
Benefits
- Remote work in the United States or Canada
Company Overview
Company H1B Sponsorship