[Remote] Senior Credit Analyst (Remote - WA, OR & ID)

Note: The job is a remote job and is open to candidates in USA. Banner Bank is hiring a Senior Credit Analyst to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. The role partners with lending teams on credit risk assessment and portfolio management, prepares credit materials, and supports team leadership and development.

Responsibilities

• Investigate credit and financial information for prospective and existing clients
• Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers
• Partner with lending teams to support effective credit risk assessment and portfolio management
• Support the Team Leader role and serve as a backup when needed
• Train, mentor, and support the development of new team members
• Maintain compliance with company policies, procedures, security requirements, and applicable government regulations

Skills

• You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
• An equivalent combination of education and experience can be considered in lieu of a degree
• You have 4 or more years of experience as a Credit Analyst (Required)
• SBA credit analysis preferred
• You have strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance
• You possess deep knowledge of credit investigations, collateral requirements, and commercial lending concepts
• You demonstrate exceptional analytical and critical thinking skills with a strong understanding of accounting principles
• You can manage a high volume of work while maintaining accuracy in a fast-paced, deadline-driven environment
• You adapt effectively to changing priorities and interruptions while delivering quality results
• You communicate clearly and professionally, both verbally and in writing
• You have knowledge of federal and state laws and regulations related to commercial lending
• You are proficient with Excel, Word, and other business and lending systems
• You enjoy collaborating with others and sharing knowledge through coaching and mentoring

Benefits

• Annual incentive potential
• Medical, dental, vision, LTD, STD and life benefits
• Paid vacation time
• Sick time
• 11 company paid holidays
• 401k with up to 4% match
• Tuition reimbursement

Company Overview

Company H1B Sponsorship