[Remote] Senior Full Stack Engineer, Lending

Note: The job is a remote job and is open to candidates in USA. Clasp is a mission-driven fintech startup transforming access to education, career pathways, and economic mobility through talent and education financing solutions. The Senior Full Stack Software Engineer will build and maintain lending platform features, operational tooling, data pipelines, and compliant systems while collaborating with engineering, data, compliance, legal, and education stakeholders.

Responsibilities

• Design, build, and maintain features across the loan origination platform, ranging from application intake and decisioning logic through servicing and collections workflows
• Build and maintain internal operational tooling that empowers the Clasp Finance team to manage loans, configure programs, run reports, and respond to school and borrower needs with precision
• Participate in architecture decisions, code reviews, and technical design discussions that shape the long-term health of the platform
• Apply AI-assisted development techniques (code generation, test writing, refactoring, documentation) to asymmetrically scale your impact and ship higher-quality software faster
• Collaborate with compliance and legal to implement regulatory requirements (TILA, ECOA, fair lending, state licensing) as first-class engineering constraints — not afterthoughts
• Develop and instrument data pipelines alongside the data team that power credit modeling, compliance reporting, and school-facing portfolio analytics — treating data accuracy as non-negotiable
• Engage occasionally with school and university technical stakeholders to understand integration needs and build confidence in the platform's reliability
• Contribute to a culture of continuous learning, high standards, and direct, low-ego feedback

Skills

• 5+ years of professional software engineering experience or equivalence, with strong fluency in Python, TypeScript and/or JavaScript and you write clean, maintainable code in both and know when to use each
• Experience building operational and/or internal tooling for fintech, lending, or another regulated domain
• AI-native in your workflow where you are using coding tools (Cursor, Copilot, Claude, etc.) as a genuine force multiplier, not just for autocomplete or review. The goal here is not to just check the box but to be a leading member of the team who is genuinely excited about what AI can unlock for Engineering
• Familiarity with Django (or a comparable Python web framework) and React — enough to build full-stack features and understand the full request lifecycle
• Hands-on experience with cloud/serverless infrastructure (AWS Lambda, GCP Cloud Functions, or equivalent) and modern deployment practices
• Strong written and verbal communicator to explain technical decisions to nonengineers and write documentation others actually want to engage with, not just AI fluff
• We are looking for someone who cares about building technology that expands access to education and economic mobility, and that shows in how you work and persevere through the challenges of this changing industry
• Any prior exposure to fintech, payments, banking, or financial services — even adjacent experience counts
• Experience designing and building data pipelines, ETL workflows, or event-driven systems that need to be reliable, observable, and correct
• Familiarity with TILA, ECOA, or state lending regulations and their technical implications
• Prior experience working in a startup environment where you've worn multiple hats
• Experience integrating with loan servicers, payment processors, or financial data providers

Benefits

• Competitive cash and equity compensation
• Health benefits (health, dental, & vision)
• Student loan repayment benefits
• 401k + match
• Flexible PTO policy
• Opportunities to grow and perform in a fast-paced environment alongside a stellar team

Company Overview

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