[Remote] Senior/Staff Product Manager, Financial Risk

Note: The job is a remote job and is open to candidates in USA. Wealthsimple is a Canadian financial technology company offering financial products across investing, trading, cryptocurrency, tax filing, spending, and saving. The Senior/Staff Product Manager will lead the Financial Risk platform, driving fraud prevention, investigation tooling, risk decisioning, account restrictions, and integrations with payment and money movement teams.

Responsibilities

• Own the product vision and strategy for the Financial Risk platform, balancing fraud prevention with client experience - every intervention has a cost, and you'll need to make sharp tradeoffs between friction and protection
• Drive the roadmap for the Decision Platform, our real-time rules engine that evaluates fraud risk across withdrawals, deposits, e-transfers, crypto transactions, and cheque deposits
• Build and improve fraud investigation tooling and automations - including case management workflows, alert deduplication, and enrichment pipelines - that help our fraud operations team investigate and resolve cases faster
• Define and evolve the restriction and mitigation framework that enables the right response to fraud signals: suspensions, withdrawal blocks, spend switch blocks, and account-level restrictions
• Operate as a platform PM, designing extensible APIs, decision schemas, and integration patterns that payment and money movement teams can reliably plug into as new products and payment rails launch
• Partner deeply with Fraud and Data Science teams on fraud model integration, fraud rule development, and the feedback loops that improve detection accuracy over time
• Own key risk metrics - fraud loss rates, false positive rates, investigation cycle times, decision latency - and use data to drive prioritization
• Break down complex, behind-the-scenes infrastructure projects into discrete phases that deliver value incrementally - this is platform work where the "client" is often another engineering team

Skills

• 6-8+ years of product management experience with significant depth in fraud, risk, or trust & safety - you've built fraud prevention systems, investigation tooling, or risk decisioning platforms and understand the cat-and-mouse dynamics of financial fraud
• Experience operating as a platform PM: you've built systems that other teams consume, and you know how to balance internal developer experience with business outcomes. You think in APIs, schemas, and extensibility
• Strong technical fluency: you can go deep on streaming architectures, workflow orchestration, and ML model integration. You don't need to write code, but you need to reason about system design tradeoffs with engineering
• Comfort with breadth: this role spans real-time decisioning, investigation tooling, restrictions infrastructure, and regulatory reporting. You thrive when context-switching across a wide problem space, not when going narrow
• Data-driven decision making: you use quantitative analysis to identify fraud patterns, measure intervention effectiveness, and prioritize investments
• Experience working with fraud operations teams: you understand investigation workflows, alert triage, case management, and the tooling that makes analysts productive. You've closed the loop between detection and investigation
• A shipping mentality: we don't believe in spending forever analyzing and debating. The best way to validate a fraud rule is to ship it, monitor it, and iterate
• Strong communication skills: you can translate complex risk and platform concepts for engineering, operations, compliance, and executive stakeholders
• Ability to work independently: biasing towards action to drive projects forward across a broad surface area

Benefits

• Top-tier health benefits and life insurance
• Long-term group savings with employer match, through Wealthsimple for Business
• 20 vacation days per year
• 4 wellness days per year
• Unlimited sick and mental health days per year; this does not apply to certain roles
• Work outside Canada for up to 90 days per year through the 90 days away program; this does not apply to certain roles
• Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

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