[Remote] Underwriting Consultant - Life Underwriting - Remote

Note: The job is a remote job and is open to candidates in USA. Symetra is hiring an Underwriting Consultant for its Life Underwriting Department. The role evaluates individual life insurance applications and complex mortality risks, makes underwriting decisions within authorized limits, and supports agents, colleagues, and company initiatives.

Responsibilities

• Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including:
• Determining whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need
• Conferring with other Consultant-level Underwriters and up, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority
• Meeting established time service standards
• Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a “go to” person for underwriting issues; and Designee to handle high-visibility/high face amount or otherwise special cases
• Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business
• Actively seek out/identify resources and projects to improve underwriting staff, and improve understanding of business line within the company and industry
• Represent the underwriting function in inter-departmental meetings/projects
• Represent Symetra at external functions as appropriate

Skills

• At least 7-10 years of cumulative, relevant experience
• Proven analytical and problem-solving skills
• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra's mortality standards
• Strong technical and financial underwriting skills
• Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
• Strong interpersonal and communication skills (written and verbal)
• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
• Strong negotiation skills
• High school diploma required
• Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company
• College degree preferred

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• 401(k) plan with immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Company matching for community giving, doubling employees’ impact
• Eligibility for annual bonus program

Company Overview