Senior Solution Architect
About the Company
About Incedo: Incedo Inc. is a high-growth Digital, Data and AI Transformation Specialist firm headquartered in New Jersey. We are a long-term strategy execution partner for Fortune 500 enterprises, operating at the intersection of business and technology across Banking & Payments, Wealth Management, Telecom, Hi-Tech, and Life Sciences. We are building Incedo 4.0 - an AI-native, execution-focused, founder-led organization designed for scale, speed, and long-term impact. Incedo delivers ROI from AI @ Scale through the “Power of 3”: Deep domain expertise AI & Data capabilities Engineering & Operations excellence Please visit the link to know about Incedo: https://www.incedoinc.com/ Job Title: Senior Architect – Payment Hub Platform (Cash Management) Experience: 12+ years Employment Type: Full-time
About the Role
We are seeking a hands-on Senior Architect to lead the design and development of a next-generation cash management and payment hub platform for a leading Wealth Management client . The ideal candidate will have deep technical expertise, a strong architectural mindset, and proven experience building scalable, secure, and high-performance payment platforms—preferably using PortX or similar integration frameworks.
Key Responsibilities
Architect and design an enterprise-grade Payment Hub platform supporting complex cash management workflows and integrations with banking and fintech systems. Leverage PortX, ThoughtMachine and other middleware solutions to enable seamless API-based integrations across financial systems. Drive end-to-end technical design , including microservices, API architecture, event-driven processing, and cloud deployment patterns. Collaborate closely with business, product, and engineering teams to translate requirements into scalable architecture solutions. Provide technical leadership and mentorship to developers, ensuring best practices in design, coding, and DevOps. Define and enforce architecture standards, security models, and performance benchmarks. Stay current with emerging technologies in payments, fintech, and wealth management domains to continuously evolve the platform. Required Skills & Experience 12+ years of progressive experience in software architecture and development, preferably in financial services, banking, or fintech . Proven track record of architecting and implementing payment platforms or cash management systems . Hands-on expertise with nay fo the technologies such as thoughtmachine, PortX equivalent technologies such as Mulesoft, Apigee, or WSO2 for API and integration management. Strong knowledge of payment rails, settlement, reconciliation, and treasury systems . Solid experience with microservices architecture , API-first design , and cloud-native development (AWS, Azure, or GCP). Proficiency in .Net/ Java / Scala / Spring Boot / Node.js or similar backend technologies. Experience with event streaming (Kafka) , containerization (Docker, Kubernetes) , and CI/CD pipelines . Excellent understanding of security, scalability, and resiliency principles for financial systems. Strong communication and leadership skills; able to work across cross-functional teams and influence architecture direction.
Preferred Qualifications
Exposure to real-time payment systems , ISO 20022 , or SWIFT messaging standards . Prior experience leading modernization or cloud transformation initiatives. Familiarity with enterprise integration patterns and API governance frameworks .