Underwriter

This is a Fully Remote Job About Our Client: The organization operates in the home equity finance industry with a mission to make homeownership more valuable and accessible. It addresses the challenge homeowners face in accessing their home equity to achieve financial flexibility and life goals. The program serves over 20,000 customers, demonstrating impactful scale, and has secured significant funding exceeding $175 million from notable investors. The organization maintains a high customer satisfaction rating and is recognized as a great place to work, supporting a remote-first culture with some onsite work requirements. About the Opportunity: The UNDERWRITER role is responsible for evaluating property and financial information to make informed approval decisions for home equity offers. This position ensures adherence to underwriting guidelines and contributes to delivering quality service by collaborating with various internal teams. The role is critical in managing a substantial workload of cases while maintaining compliance and supporting the organization's financial products. Responsibilities: Review applications and supporting documents. Follow up with homeowners to obtain necessary documentation. Verify title information to confirm lien positions and collaborate with processors to ensure title clarity. Submit completed dockets for quality assurance review and issue final offers upon approval. Provide status updates to processors, closers, and account managers. Manage a pipeline of 60 to 100 files efficiently. Reject applications that do not meet underwriting standards. Requirements: Minimum one year of experience in loan underwriting, processing, consumer lending, or related analytical roles. Strong attention to detail. Familiarity with or willingness to learn Fannie Mae lending guidelines. Analytical and problem-solving abilities. Ability to present and justify credit decisions. Proficiency in Microsoft Office or Google Sheets, including formula use to improve accuracy and efficiency. Commitment to delivering high-quality customer service. Knowledge of credit underwriting standards and income/asset evaluation is advantageous. Interest in startup environments, real estate, or fintech sectors. Pay Range and Compensation Package: Tier 2 locations: $61,000 annual base salary. Tier 3 locations: $54,000 annual base salary. Compensation will be determined based on experience, skills, and geographic location. Benefits & Perks: Comprehensive medical, dental, and vision insurance plans with flexible spending and health savings accounts. Unlimited paid time off and 10 company holidays. Flexible remote work options with occasional onsite presence. Fully paid parental leave, supplementing state benefits. Equity participation. 401(k) retirement plans, life insurance, and disability coverage. Additional stipends for internet, mobile plans, wellness, home office setup, and company equipment. Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin. Note: TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.