[Remote] Senior Credit Analyst - Baltimore

Note: The job is a remote job and is open to candidates in USA. Euler Hermes North America Insurance Company, operating under the Allianz Trade name, is hiring a Senior Credit Analyst to manage a diverse corporate credit portfolio. The role conducts financial statement analysis, assigns credit ratings, recommends underwriting strategies, presents credit recommendations, works with treasury and finance teams, and authors industry outlooks.

Responsibilities

• Manage credit portfolio of diverse companies including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors
• Perform comprehensive financial statement analysis to assign a company credit rating and recommend underwriting strategy
• Review all pertinent credit and financial information — including financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research, and peer data, to arrive at an appropriate credit rating
• Prepare and present complex credit recommendations on large exposures and strategically important credits to senior credit management and other stakeholders in a credit committee setting
• Develop and maintain relationships with treasury and finance teams to obtain financial data, review financial performance, discuss business forecasts
• Author industry sector outlooks to determine underlying market trends

Skills

• Experience evaluating corporate financial statements of both public and private companies
• Experience using ratings platforms for company research, financial data, and credit analysis
• Experience producing thoughtful qualitative and quantitative written analysis
• Excellent analytical and critical thinking skills
• Strong verbal and written communication skills with ability to explain complex financial information
• Proficiency in Microsoft Excel for data analysis and reporting
• Familiarity with Generative AI tools for research, data insights, and general productivity
• Bachelor's degree in Business Administration or Finance
• 5-7 years' experience in banking, insurance or other financial institutions
• Prior fundamental credit training including financial statement analysis is preferred
• MBA preferred

Benefits

• Annual bonus eligibility and/or commission structure opportunities
• 401(k) discretionary match of up to 6%
• Flexible work schedules
• Health and wellness benefits
• Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
• Tuition Reimbursement
• Family care resources, including fertility and adoption benefits
• Remote working

Company Overview