Remote Position
[Remote] Senior Business Analyst
🌍 Remote · United States
💼 Full-time
Note: The job is a remote job and is open to candidates in USA. Capital Bank, N.A. is hiring a Senior Business Analyst within its OpenSky division to use advanced analytics and strategic thinking to solve business problems in consumer lending. The role develops and optimizes data-backed credit strategies, monitors credit risk and performance, and presents recommendations to leadership.
Responsibilities
- Perform credit analysis using advanced analytics in SQL and/or Python
- Analyze and optimize lending strategies, including approve/decline policy and credit line assignment
- Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment
- Present data-backed recommendations to leadership based on your analysis
- Build and/or leverage valuation models to inform credit policy recommendations
- Establish testing and monitoring plans
- Proactively monitor credit risk and performance, identifying whether policy adjustments are needed
- Partner with cross-functional teams to implement strategies
Skills
- Exceptional analytical skills and business judgment
- Experience with SQL and Python
- Prior experience with credit analytics and consumer lending
- 1-5 years of experience in advanced analytics, including developing credit policies
- Bachelor's degree in quantitative field (e.g. Statistics, Data Science, Engineering, Economics, Finance, Business)
- Exceptional results-focus and relentless persistence in solving problems
- A proven track record of decision making and problem solving based on analytics
- Exceptional critical thinking skills with attention to detail
- Highly proficient with analytical tools such as Python and SQL
- Successful track record of thriving in a fast-paced environment
- Proven ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences
Benefits
- 100% remote role
- A culture that fosters an entrepreneurial spirit
- Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more
- Company Contributions to your 401k - Regardless of your contribution
- Paid Parental Leave
- Employee Recognition Program
- Leadership Program
- Tuition Reimbursement Program
- Employee Bank Checking Account
- Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
- Yearly annual target bonus based on individual performance
Company Overview