[Remote] Senior Underwriting Consultant – Life Underwriting – Remote

Note: The job is a remote job and is open to candidates in USA. Symetra is hiring a Senior Life Underwriting Consultant for its Large Case and High-Net-Worth Foreign National Team. The role evaluates complex life insurance risks, makes sound underwriting decisions, and partners with internal teams and distribution partners. It also supports agent education, mentors underwriters, and contributes to process improvements.

Responsibilities

• Review individual life insurance applications with a focus on high-net-worth and foreign national clients
• Assess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfront
• Partner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases
• Apply your authority responsibly while ensuring appropriate collaboration on higher-limit cases
• Meet service expectations while maintaining quality and consistency
• Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams
• Foster strong relationships that support long-term growth and mutual success
• Share your knowledge through agent and partner education, including leading seminars on underwriting topics
• Represent Symetra with professionalism in both virtual and in-person settings; occasional travel may be required
• Serve as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility cases
• Contribute to a culture of learning by supporting training, coaching, and knowledge sharing
• Lead educational sessions for agents, BGAs, and underwriting colleagues
• Identify opportunities to enhance underwriting processes and the customer experience
• Participate in team, department, and company initiatives that drive innovation and effectiveness
• Engage with industry events and stay current on trends to help strengthen our underwriting practices

Skills

• At least 10-15 years of cumulative, relevant experience
• Proven analytical and problem-solving skills
• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra's mortality standards
• Strong technical and financial underwriting skills
• Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
• Strong interpersonal and communication skills (written and verbal)
• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
• Ability to travel and make presentations to clients and producers
• Strong negotiation skills
• High school diploma required
• Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company
• CLU, FALU and/or FLMI, or working towards completion of designation is preferred
• College degree preferred

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• 401(k) plan with immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Company matching to double employees’ community contributions
• Symetra covers all travel and accommodation expenses for required leadership development training for newly hired people leaders with direct reports

Company Overview